Terms of Service

Terms of Service

Welcome to Marine Loan Calculator, accessible at marineloancalculator.com. Using this site means you agree to these Terms of Service and our Privacy Policy. If any part of these terms doesn’t sit right with you, the safest move is to not use the site.

Agreement to Terms

By accessing this website, you agree to these Terms of Service along with any applicable laws and regulations, and you take on responsibility for complying with the laws that apply to you locally.

Educational Use Only

Marine Loan Calculator provides interactive tools and content for informational and educational purposes only. Nothing on this site constitutes financial, legal, or tax advice.

We’re not a bank, broker, or direct lender. We don’t originate loans, issue credit, or process loan applications of any kind. Every calculator result, monthly payments, amortization schedules, tax estimates, is based on the numbers you enter run through standard financial formulas. Your actual loan terms, interest rate, and final costs will come from whichever lender you choose, and they can differ from what a calculator shows here.

Always confirm major financial decisions with a qualified financial advisor, tax professional, or your lender before acting on them.

Use License

We grant you permission to use the tools and read the content on this site for personal, non-commercial viewing. This is a license, not a transfer of ownership, and it doesn’t let you modify, copy, or scrape our materials or calculator formulas, use them for a commercial purpose or public display, attempt to decompile or reverse engineer any tool on the site, or strip out copyright or proprietary notices. Breaking any of these terms ends the license automatically, and we can also revoke it at any time for any reason.

Affiliate Links and Third-Party Content

This site may link to third-party websites, partner lenders, or affiliate services. If you click one of those links and take an action, like applying with a partner, we may earn a commission at no extra cost to you. We don’t endorse, guarantee, or take responsibility for the accuracy of third-party content, offers, or privacy practices, and anything that happens between you and a third-party site is between the two of you, not us.

Disclaimer of Warranties

The tools and materials on this site are provided as is. We don’t make any warranties, expressed or implied, and we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We also don’t guarantee the accuracy, results, or reliability of any calculator or content on this site.

Limitation of Liability

Marine Loan Calculator and its owners, partners, and affiliates aren’t liable for any damages, including lost data, lost profit, or business interruption, arising from your use or inability to use the tools and materials on this site. This holds even if we were notified of the possibility of such damage in advance.

Governing Law

These terms are governed by and construed under the laws of the State of Delaware, United States, without regard to its conflict of law principles. Any legal action or proceeding related to these terms belongs exclusively in the state or federal courts located in Delaware.

Changes to These Terms

We can modify or replace these Terms of Service at any time without prior notice. Continuing to use the site after a change means you accept the current version, so it’s worth checking back periodically.

Contact Us

Questions about these terms can go to info@marineloancalculator.com or through our contact page.