Terms of Service
Welcome to Marine Loan Calculator, accessible at marineloancalculator.com. Using this site means you agree to these Terms of Service and our Privacy Policy. If any part of these terms doesn’t sit right with you, the safest move is to not use the site.
Last updated: September 2026
Agreement to Terms
By accessing this website, you agree to these Terms of Service along with any applicable laws and regulations, and you take on responsibility for complying with the laws that apply to you locally. These terms apply to every visitor, user, and anyone else who accesses the site.
Eligibility
You must be at least 18 years old, or the age of legal majority in your state or country, to use this site. By using Marine Loan Calculator, you’re confirming that you meet this requirement. The site is not directed at children, and we don’t knowingly collect information from anyone under 18.
Educational Use Only
Marine Loan Calculator provides interactive tools and content for informational and educational purposes only. Nothing on this site constitutes financial, legal, or tax advice.
Every calculator result, including monthly payments, amortization schedules, and tax estimates, is based on the numbers you enter run through standard financial formulas. Your actual loan terms, interest rate, and final costs will come from whichever lender you choose, and they can differ from what a calculator shows here.
Always confirm major financial decisions with a qualified financial advisor, tax professional, or your lender before acting on them.
Use License
We grant you permission to use the tools and read the content on this site for personal, non-commercial viewing. This is a license, not a transfer of ownership, and it doesn’t let you do any of the following:
- Modify, copy, or scrape our materials or calculator formulas
- Use them for a commercial purpose or public display
- Attempt to decompile or reverse engineer any tool on the site
- Strip out copyright or proprietary notices
Breaking any of these terms ends the license automatically, and we can also revoke it at any time for any reason.
Acceptable Use
When using this site, you agree not to do any of the following:
- Use automated bots, scrapers, or scripts to pull data or calculator logic from the site
- Interfere with the normal operation of the site, including overloading it with requests
- Attempt to gain unauthorized access to any part of the site or its underlying systems
- Use the site for any unlawful purpose or in a way that violates any applicable regulation
- Misrepresent your identity or impersonate any person or entity while using the site
We reserve the right to restrict or block access for anyone who violates these terms.
Intellectual Property
The site name, logo, calculator designs, written content, and underlying code are owned by Marine Loan Calculator unless otherwise noted. Nothing in these terms transfers any of that ownership to you. You’re welcome to link to our pages or reference a calculator result for personal use, but reproducing our content, tools, or formulas elsewhere without permission isn’t allowed.
Affiliate Links and Third-Party Content
This site may link to third-party websites, partner lenders, or affiliate services. If you click one of those links and take an action, like applying with a partner, we may earn a commission at no extra cost to you.
We don’t endorse, guarantee, or take responsibility for the accuracy of third-party content, offers, or privacy practices, and anything that happens between you and a third-party site is between the two of you, not us.
Disclaimer of Warranties
The tools and materials on this site are provided as is and as available. We don’t make any warranties, expressed or implied, and we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We also don’t guarantee the accuracy, results, or reliability of any calculator or content on this site, or that the site will be available without interruption or error.
Limitation of Liability
Marine Loan Calculator and its owners, partners, and affiliates aren’t liable for any damages, including lost data, lost profit, or business interruption, arising from your use or inability to use the tools and materials on this site. This holds even if we were notified of the possibility of such damage in advance.
Indemnification
You agree to hold Marine Loan Calculator and its owners, partners, and affiliates harmless from any claim, loss, or expense, including reasonable legal fees, arising from your use of the site or your violation of these terms.
Termination
We can suspend or end your access to this site at any time, for any reason, without prior notice, including if we believe you’ve violated these terms. Sections of these terms that by their nature should survive termination, including intellectual property, disclaimers, and limitation of liability, will continue to apply after your access ends.
Governing Law
These terms are governed by and construed under the laws of the State of Delaware, United States, without regard to its conflict of law principles. Any legal action or proceeding related to these terms belongs exclusively in the state or federal courts located in Delaware.
Severability
If any part of these terms is found to be unenforceable or invalid under applicable law, that part will be limited or removed to the minimum extent necessary, and the rest of these terms will remain in full effect.
Entire Agreement
These Terms of Service, together with our Privacy Policy and Disclaimer, make up the entire agreement between you and Marine Loan Calculator regarding use of the site, and replace any earlier agreements or understandings on the same subject.
Changes to These Terms
We can modify or replace these Terms of Service at any time without prior notice. Continuing to use the site after a change means you accept the current version, so it’s worth checking back periodically.
Contact Us
Questions about these terms can go to the email below or through our contact page.
