Privacy Policy
Marine Loan Calculator, accessible at marineloancalculator.com, takes visitor privacy seriously. This policy explains what information we collect, how we use it, and what rights you have over it. If anything here isn’t clear, reach out through our contact page and we’ll walk you through it.
Information We Collect
Marine Loan Calculator is built as a free utility, and using our calculators doesn’t require an account, a login, or any financial data submitted to us directly. Every number you enter into a calculator, purchase price, interest rate, credit tier, stays in your browser and never reaches our servers.
We do collect two other kinds of information. If you reach out through our contact form, we receive whatever you include, typically your name, email address, and message. And like most websites, we log standard visitor data automatically: IP address, browser type, internet service provider, the time and date of your visit, and which pages you came from and went to next. None of this log data identifies you personally on its own. We use it to understand traffic patterns, catch technical issues, and see which parts of the site get used most.
Cookies and Advertising
Marine Loan Calculator uses cookies to remember visitor preferences and understand how the site gets used, the same way most websites do.
We work with Google AdSense to display ads on this site. Google, along with other third-party vendors, uses cookies, including the DoubleClick DART cookie, to serve ads based on your visits to this site and other sites across the internet. This lets Google and its partners show ads that are more relevant to you based on your browsing activity.
Other advertising partners may use their own cookies and tracking technologies as well, governed by their own privacy policies rather than ours. You can also disable cookies broadly through your browser settings, though some site features may work less smoothly without them.
Affiliate Links
Some pages on this site may include affiliate links to lenders or financial services. If you click one of these links and take an action, like submitting an application, we may earn a commission at no additional cost to you. This never changes what a calculator shows you. Our figures come from the underlying financial formulas, not from which lender pays us, and we don’t adjust a calculation to favor a partner.
Third-Party Sites and Policies
This policy covers marineloancalculator.com only. Links to lenders, ad partners, or other third-party sites take you outside our control, and each of those sites has its own privacy practices. Worth a quick read of theirs before sharing any information, especially with a lender you’re considering.
Your Privacy Rights
If you’re a California resident, the CCPA gives you the right to ask what categories of personal data we’ve collected about you, request that we delete data we hold on you, and opt out of having your data sold. We don’t sell personal data, so that last one is already covered, but you’re welcome to confirm through our contact page.
If you’re in the EU or UK, the GDPR gives you a similar set of rights: you can request a copy of the personal data we hold on you, ask us to correct anything inaccurate, request that we erase it under applicable conditions, or ask us to restrict how we process it. Send any of these requests through our contact page and we’ll respond within the timeframe the law requires, generally within a month.
Children’s Privacy
This site isn’t directed at children under 13, and we don’t knowingly collect personal information from them. If you believe a child has shared personal information with us, contact us and we’ll remove it promptly.
Consent
Using this site means you consent to the practices described in this policy.
Changes to This Policy
We may update this policy as our practices or legal requirements change. The effective date at the top reflects the most recent revision, and continued use of the site after an update means you accept the changes.